Qualify on the deal
DSCR financing sizes the loan from the property's cash flow, so you can grow a portfolio without conventional income underwriting.
For Borrowers
Financing built for active investors.
Quick options for purchases, refinancing, and portfolio growth. See whether DSCR, bridge, or construction fits your scenario, with the speed experienced borrowers need and a direct path to closing.
Move quickly
Fix-and-flip and bridge capital are built for speed, with leverage and terms visible before you commit.
Certainty of closing
Clear early terms, coordinated diligence, and a responsive team help keep every deadline visible.
1,000+Loans Closed
$750M+Capital Provided
Since 2015Lending Experience
Proud member of the American Association of Private Lenders.
How It Works for You
From first look to funded.
- 01
Share the deal
Tell us the property, borrower, and loan details for a fast initial review.
- 02
Review early terms
We return early feedback and terms so you can judge fit and timing before you commit.
- 03
Close and fund
We coordinate diligence and closing so the loan can fund on your timeline.
Client Feedback
Working with Lance and Warren at Sphinx Capital has been a great experience. They are responsive, knowledgeable, and make the process easy to understand. We now use them for all of our loan needs, both for renovations and DSCR refinances.
Ready to put a property in front of us?
Get an immediate first pass, submit the complete application when your file is ready, or talk to us about fit.