Investors
Strategic lending guidance for active real estate borrowers.
If you are buying, refinancing, stabilizing, or building, this page helps you get to the right Sphinx Capital program quickly.
Seasoned borrower-focused execution. Since 2015.
Clear guidance across DSCR, bridge, construction, and selected commercial scenarios
Built to move organized files swiftly toward closing
Borrower proof
Who This Is For
Borrowers who need the right loan for the strategy.
Use this page when you want to see quickly whether the deal belongs in DSCR, bridge, or construction before you spend time packaging the wrong request.
- Landlords and vacation-rental owners seeking long-term DSCR purchase or refinance financing
- Fix-and-flip and transition borrowers who need short-term bridge capital to move fast
- Developers and builders seeking ground-up construction capital with credible execution support
Choose By Strategy
Choose the program that matches how the deal makes money.
Start with the business plan. The right program becomes clearer when you match the loan to the real strategy.
DSCR for hold strategy
Use DSCR when rental income is the main underwriting story and the goal is long-term ownership, purchase, or refinance execution.
Bridge for transition
Use bridge when the property, rent, or business plan is still in motion and permanent debt is not the right first stop.
Construction for ground-up delivery
Use construction when the borrower needs a build-focused structure for residential, subdivision, multifamily, or selective commercial development.
Recent Context
Recent closings show the range.
These deals show the kind of strategic files Sphinx Capital moves nationwide.
- $812,000 SFR Bridge Refi in Atlanta, GA
- $7,800,000 Multifamily Bridge in Los Angeles, CA
- $5,500,000 Subdivision Construction in Denver, CO
Next Step
Move from program choice to live review.
Once you know which program matches the deal, the next step is a clean intake.
Choose the program path that matches the business plan before opening intake.
Use the DSCR calculator when a rental deal needs a quick rent check before intake.
Move into intake when the property, borrower, and requested structure can be stated cleanly.
Use the application to move the deal into live review.
Ready to move from orientation into a real file?
Use the investor page to get oriented, then move into a real file when you are ready.