Programs
Choose the loan program that fits your property.
Compare DSCR, Fix & Flip, Bridge, and Construction loans, review the headline terms, and move to the right next step without guesswork.
Program Overview
Four loan programs. Headline terms up front.
Start with the loan that matches your property, timeline, and exit strategy. DSCR fits long-term rental holds, Fix & Flip fits renovation and resale, Bridge fits transitional situations, and Construction fits ground-up projects.
DSCR
Long-term rental financing for purchase or refinance when property cash flow supports the loan.
- $100,000 - $20,000,000 loan amounts
- Up to 80% LTV on qualifying loans
- Built for landlords, short-term rental owners, and portfolio borrowers
Fix & Flip
Short-term capital to acquire, renovate, and exit residential projects with terms visible upfront.
- $200,000 - $10,000,000+ loan amounts
- Up to 90% LTC and up to 75% ARV
- Renovation financing up to 100% on qualifying files
Bridge
Short-term bridge financing for properties and plans that are still in transition before permanent debt.
- Built for lease-up, repositioning, and custom bridge financing
- Commercial bridge terms can start around SOFR plus 3%
- Focused on transitional properties, not fix-and-flip execution
Construction
Ground-up financing for residential builders and developers, with selective commercial projects considered as well.
- $500,000 - $50,000,000+ loan amounts
- 75-90% LTC with 12-36 month terms
- Residential spec-build, subdivisions, and multifamily first
Need help choosing the right loan?
Compare the options here, then apply when you know which path fits best.