Bridge
Bridge loans for properties still in transition.
Bridge works when the property or business plan still needs time before long-term debt is the right move.
Bridge terms at a glance
Best For
Use bridge when the property or plan still needs time.
This program is for repositioning, lease-up, and custom short-term structure. It is not the main page for fix-and-flip or ground-up construction.
- Borrowers repositioning or leasing up an asset before permanent debt
- Commercial bridge borrowers who need tailored short-term structure
- Select transitional residential files that do not belong in DSCR, Fix & Flip, or Construction
Key Details
What matters before you apply.
These points help you see quickly whether bridge is the right call and what matters before you submit.
Commercial repositioning
Bridge works well for multifamily, mixed-use, office, retail, and industrial files that need time before the permanent lender story is ready.
Transitional residential
Use bridge for select residential transition scenarios, but move to Fix & Flip when the primary story is acquisition, renovation, and exit.
Execution speed
Strong bridge files can move quickly, but timing still depends on the structure, sponsorship, and how complete the file is.
Before You Apply
A few routing notes still matter.
These notes keep the next step clear without turning the page into a dense comparison guide.
- Move to DSCR when the asset is already stabilized enough for a longer-term rental loan.
- Move to Fix & Flip when the core plan is residential renovation and exit with fix-and-flip leverage.
- Move to Construction when the value creation comes from new build rather than transitional collateral.
Ready to apply for bridge financing?
When the transition story, borrower, collateral, and requested structure are clear, start intake.