$812,000 SFR Bridge Refi
Atlanta, GA
Swift Lending for Strategic Investors Since 2015
Our lending platform provides DSCR, bridge, construction, and commercial financing with the speed borrowers need.
Recent Financings for Borrowers
A sample of recently funded transactions across Sphinx Capital's current lending footprint.
$7,800,000 Multifamily Bridge
Los Angeles, CA
$200,000 SFR Rental Refi
Chicago, IL
$860,000 Pre-Construction Bridge
Austin, TX
$940,000 Luxury Rental Bridge Loan
Windermere, FL
$5,500,000 Subdivision Construction
Denver, CO
DSCR and Strategic Loan Programs
Start with the financing path that best matches the deal, borrower profile, and exit plan.
DSCR
Rates Start at 6.50%
- $100,000 to $20,000,000
- Up to 80% LTV
- Purchase and refinance options for landlords and portfolio borrowers
Construction
Rates Start at 9.99%
- $500,000 to $50,000,000+
- 75-90% LTC on qualifying projects
- 12-36 month terms for residential and select commercial builds
Fix & Flip
Rates Start at 9.50%
- Up to 90% LTC and up to 75% ARV
- Close in as little as 10 days from full file receipt
- Short-term capital for purchase, renovation, and exit
Choose the Right Lending Path
Choose the page that matches the deal and move quickly toward the clearest next step.
Investors
- Borrower-first guidance for purchase, refinance, and portfolio growth
- Quickly see whether DSCR, bridge, or construction matches the deal
- Built for active borrowers, not passive capital
Brokers
- Partner-first guidance around relationship protection
- Flexible involvement from simple intro to full point-of-contact support
- Built for broker and referral partner collaboration
Loan Programs
- Compare DSCR, fix & flip, bridge, and construction side by side
- See headline terms and where each program works best
- Move into calculator, contact, or intake without extra detours
What Happens After You Apply
A six-step path from initial review to funding, with clear expectations at each stage.
- Step 1
Start Your Application
Share the property, borrower, and loan details needed for an initial review.
- Step 2
Review Early Terms
We review the request and come back with early feedback and loan terms.
- Step 3
Complete Your Application
If the fit looks right, we collect the remaining items needed to keep moving.
- Step 4
Order Third-Party Reports
Appraisal, title, insurance, and related diligence are coordinated as needed.
- Step 5
Final Review
We clear remaining questions and prepare the loan for approval.
- Step 6
Close And Fund
Closing is coordinated and the loan moves to funding.
Client Feedback
Borrowers consistently cite responsiveness, transparency, and follow-through from first call to closing.
Talk With Us About Your Financing Need
Tell us what property you are buying, refinancing, or building, and we will point you to the clearest next step.
Ready to Apply for a Loan?
Start your application when you are ready, or talk with us first if you want help choosing the right loan.