$812,000 SFR Bridge Refi
Atlanta, GA
Swift Lending for Strategic Investors Since 2015
Our lending platform provides DSCR, bridge, construction, and commercial financing with the speed strategic borrowers need.
Recent Financings for Strategic Borrowers
A sample of recently funded transactions across Sphinx Capital's current lending footprint.
$7,800,000 Multifamily Bridge
Los Angeles, CA
$200,000 SFR Rental Refi
Chicago, IL
$860,000 Pre-Construction Bridge
Austin, TX
$940,000 Luxury Rental Bridge Loan
Windermere, FL
$5,500,000 Subdivision Construction
Denver, CO
DSCR and Strategic Loan Programs
Start with the financing path that best matches the deal, borrower profile, and exit plan.
DSCR
Rates Start at 6.50%
- $100,000 to $20,000,000
- Up to 80% LTV
- Purchase and refinance options for landlords and portfolio borrowers
Construction
Rates Start at 9.99%
- $500,000 to $50,000,000+
- 75-90% LTC on qualifying projects
- 12-36 month terms for residential and select commercial builds
Fix & Flip
Rates Start at 9.50%
- Up to 90% LTC and up to 75% ARV
- Close in as little as 10 days from full file receipt
- Short-term capital for purchase, renovation, and exit
Choose the Right Lending Path
Choose the page that matches the deal and move quickly toward the clearest next step.
Investors
- Borrower-first guidance for purchase, refinance, and portfolio growth
- Quickly see whether DSCR, bridge, or construction matches the deal
- Built for active borrowers, not passive capital
Brokers
- Partner-first guidance around relationship protection
- Flexible involvement from simple intro to full point-of-contact support
- Built for broker and referral partner collaboration
Loan Programs
- Compare DSCR, fix & flip, bridge, and construction side by side
- See headline terms and where each program works best
- Move into calculator, contact, or intake without extra detours
How We Keep Deals Moving
A six-step path that keeps the file clear, organized, and moving toward closing.
- Step 1
Submit Intake
Start with a clean intake and the key documents needed for a swift first review.
- Step 2
Review Terms
We review the scenario and return initial terms so you can see the structure quickly.
- Step 3
Complete Application
Complete the full application and send the remaining documents needed for serious review.
- Step 4
Order Third-Party Items
We coordinate appraisal, title, and insurance items so the file keeps moving.
- Step 5
Final Underwriting
The full package is reviewed, remaining questions are cleared, and the file is prepared for approval.
- Step 6
Approve And Close
Final documents are completed, closing is coordinated, and the loan moves to funding.
Client Feedback
Borrowers consistently cite responsiveness, transparency, and follow-through from first call to closing.
Get in Touch
Tell us what you are working on and we will point you to the clearest next step.
Ready To Move A Strategic Loan Forward?
Start intake when the file is organized, or contact the team first if you want to talk through structure.