Loan Programs
Choose the right loan program before you apply.
Start with the strategy. Each program page puts the core terms and next step up front so you can move quickly.
Program Overview
Four programs. Clear use cases. Terms up front.
Use the page that matches the actual deal. DSCR is for stabilized rental holds, Fix & Flip is for renovation and exit, Bridge is for transitional files, and Construction is for ground-up delivery.
DSCR
Long-term rental financing for purchase or refinance when rental income is the core underwriting story.
- $100,000 - $20,000,000 loan amounts
- Up to 80% LTV on qualifying files
- Built for landlords, short-term rental owners, and portfolio borrowers
Fix & Flip
Short-term capital to acquire, renovate, and exit residential projects with terms visible upfront.
- $200,000 - $10,000,000+ loan amounts
- Up to 90% LTC and up to 75% ARV
- Renovation financing up to 100% on qualifying files
Bridge
Short-term bridge financing for properties and business plans that are still in transition before permanent debt.
- Built for lease-up, repositioning, and custom bridge structure
- Commercial bridge terms can start around SOFR plus 3%
- Focused on transitional files, not fix-and-flip execution
Construction
Ground-up financing for residential builders and developers, with selective commercial projects considered as well.
- $500,000 - $50,000,000+ loan amounts
- 75-90% LTC with 12-36 month terms
- Residential spec-build, subdivisions, and multifamily first
Ready to review terms and move?
Open the page that matches the deal, review the headline terms, and start intake when the file is organized.