Fix & Flip
Fix & flip loans for residential investors.
Short-term capital for buyers who are acquiring, renovating, and exiting residential projects, with organized files reviewed quickly.
Fix & flip terms at a glance
Best For
Use Fix & Flip when the plan is renovation and exit.
This program is for borrowers creating value through renovation, not long-term holds or ground-up construction.
- Residential investors buying and renovating SFR, 2-4 unit, condo, and PUD assets
- Borrowers refinancing an active project to finish work or execute the exit plan
- Multifamily and mixed-use properties up to 50 units reviewed case by case
Key Details
What matters before you apply.
These are the points most borrowers want clear before they submit.
Experience
Prior fix-and-flip experience is preferred, but new borrowers with strong credit can still be reviewed case by case.
Property scope
The core focus is residential fix-and-flip, with multifamily and mixed-use properties up to 50 units also considered.
Borrower structure
Business-entity borrowers only, with monthly interest payments and reserve structures available when the file supports them.
Before You Apply
A few notes still matter below the term sheet.
The headline terms give the quick read. These notes help confirm that Fix & Flip is the right next move.
- Use this page when the value creation comes from renovation and sale or short-term refinance rather than a long-term rental hold.
- Move to Bridge instead if the file is more about broader asset transition, repositioning, or commercial bridge structure.
- Move to Construction instead if the collateral still has to be built from the ground up.
Ready to apply for Fix & Flip financing?
When the acquisition, rehab scope, borrower entity, and requested leverage are clear, start intake.