Qualify on the deal
DSCR financing sizes the loan from the property's cash flow, so you can grow a portfolio without conventional income underwriting.
For Borrowers
Financing built for experienced investors.
Comprehensive options for purchases, refinancing, and portfolio growth. Whether you're building, flipping, cashing out, or improving your rate, our programs are streamlined to get you to the closing table quickly.
Move quickly
Fix-and-flip and bridge capital are built for speed, with high leverage and flexible terms to help you maximize returns.
Certainty of closing
Clear early terms, coordinated diligence, and a responsive team help keep every deadline visible.
1,000+Loans Closed
$850M+Capital Provided
Since 2015Lending Experience
How It Works for You
From first look to funded.
- 01
Share the deal
Tell us the property, borrower, and loan details for a fast initial review.
- 02
Confirm terms and complete due diligence
We confirm your loan terms and complete the appraisal, title, and other due diligence.
- 03
Close and fund
We coordinate closing so the loan can fund on your timeline.
Client Feedback
Working with Lance and Warren at Sphinx Capital has been a great experience. They are responsive, knowledgeable, and make the process easy to understand. We now use them for all of our loan needs, both for renovations and DSCR refinances.
Ready to put a property in front of us?
Get an immediate first pass, submit the complete application when your file is ready, or talk to us about fit.