Commercial Permanent
Long-term financing for stabilized commercial properties.
Fixed-term financing for acquisitions and refinances across commercial property types, with interest-only or amortizing structures and non-recourse options.
Terms at a Glance
Commercial Permanent terms at a glance
Terms shown are indicative and subject to underwriting and final credit approval.
Best For
Built for stabilized, income-producing property.
If the property still needs lease-up, renovation, or repositioning, start with Commercial Bridge.
- Acquisitions of stabilized commercial properties
- Refinancing existing commercial debt into a longer term
- Multifamily, mixed-use, office, retail, industrial, and other commercial property types
- Sponsors looking for non-recourse financing, where available
Key Details
How Commercial Permanent works.
Structure, leverage, and pricing are set by the property and the sponsor.
Term and structure
Choose a 5, 7, 10, or 30-year term, with interest-only or 30-year amortization depending on the asset and loan structure.
Leverage and pricing
Up to 80% LTV, with rates from 6.00% to 10.00% and a 1–2% fee. Pricing depends on the sponsor, the asset, and the market.
From bridge to permanent
A property still in lease-up or repositioning can start on Commercial Bridge and move to permanent financing once it is stabilized.
Before You Apply
Have the property details ready.
A clear picture of the property and the request moves the review faster.
- The property type, location, and the loan amount you are requesting.
- Whether it is an acquisition or a refinance, and your target closing date.
- The rent roll and operating statements for the property.
Financing a stabilized commercial property?
Contact our team with the property details and your timeline, and we'll review the right structure with you.